MoxyOne (SPEND)

A BLOCKCHAIN-BASED CRYPTOCURRENCY DEBIT CARD AND SECURE PAYMENT INFRASTRUCTURE

Token-Sale March 14th,2018 – April 15th,2018
Website www.moxy.one
Country Australia
Bitcoin Talk https://bitcointalk.org/index.php?topic=2547271
ICO Listing https://www.coinschedule.com/icos/e2131/moxyone-token-sale.html
Whitepaper https://moxy.one/whitepaper.pdf
Project Concept 
MoxyOne is advancing the blockchain industry by offering white label debit cards and secure payment infrastructure for all companies and ICOs that issue cryptocurrencies. It allows companies to incorporate within their ecosystems, a reliable financial infrastructure that gives their token holders an opportunity to spend their tokens. With features such as a debit card, wallet system, and virtual debit card, users will be able to make purchases within company ecosystems and “real-world” merchants worldwide.
Project Purposes
MoxyOne's purpose is to supercharge the crypto economy by giving every ICO an opportunity to have their own crypto-payment system.
MoxyOne is a solution that seeks to create a reliable financial infrastructure that gives value to underutilized cryptocurrencies with features that enable the average cryptocurrency holder to make real-world purchases with merchants across the globe.
By white labeling MoxyOne’s financial infrastructure, companies can let their users spend their created cryptocurrencies.
MoxyOne offers its own debit card and wallet system for its token holders (SPEND). SPEND tokens will be the fuel for its system.
The MoxyOne developers are working on a prototype for its wallet system which is aimed to be released by early 2018.
MoxyOne boasts of taking advantage of Blockchain networks such as Raiden Network and COMIT to boost speed and security on its platform. By adopting a decentralized approach, MoxyOne hopes to eradicate the problem of insecurity that has, for a long time, been an issue with centralized financial systems.

The purpose of the project with examples
The MoxyOne infrastructure aims to allow end-users to utilize their cryptocurrencies such as Ether and others that will in the future be integrated within the system.
MoxyOne will support partner’s tokens. ICOs that want to offer a debit card for their token holders can apply to be a partner and use the MoxyOne infrastructure by white labeling the wallet system.
SPEND is the backbone of MoxyOne as it will be used for individual transactions and corresponding transaction fees. In addition, SPEND tokens can be used for daily transactions by token holders. They will provide token holders a MoxyOne wallet system.
MoxyOne allows users to spend their tokens at merchants or withdraw fiat from ATMs around the world. Users will be able to perform various transactions with the MoxyOne wallet such as electronic purchases.
They aim to improve security and speed while still being able to provide ease of use for every user and all involved parties.
Steps for Payment Processing
A user uses MoxyOne or white labeled card/wallet to pay.
Merchant processes transaction.
MoxyOne uses Just in Time Funding to exchange tokens to fiat.
Liquidity Provider exchanges tokens for fiat and transfers to MoxyOne/
Partner for the amount of purchase.
User’s wallet will be deducted from the purchase amount + a negligible fee (in tokens) and the transaction will be recorded.
Transaction Process
MoxyOne Wallet
The Platform
The user will be able to:
1. Manage transactions
2. View activity statistics
3. View wallet tokens
4. Find transaction history
5. Find Vendor Locations
6. Complete token transfers
7. View verified transactions
8. Access rewards points
9. Change account settings
Token InfoInvestment Info
Token: SPENDAccepting: ETH
Platform: EthereumDistributed in ICO: 70%
Type: ERC20Soft Cap: 4,000 ETH
Price in ICO: 1 ETH = 1000 SPENDHard Cap: 24,000 ETH
Other InfoBonus
Total Supply: 50,000,000 SPENDBonus on Week-1: 20% [1200 SPEND / ETH]
Minimum Investment: 0.01ETHBonus on Week-2: 15% [1150 SPEND / ETH]
Know Your Customer (KYC): YESBonus on Week-3: 10% [1100 SPEND / ETH]
Token Distribution
Token Sale: 70.00% (35,000,000 SPEND)
Marketing & Partnerships: 20.00% (10,000,000 SPEND)
MoxyOne Team: 10.00% (5,000,000 SPEND)

Funds Allocation
Development: 55%
Marketing: 15%
Support & Team Expansion: 15%
Legals: 10%
Technology Improvements: 5%

Roadmap 
TIER 1 (4000 ETH)
Q2 2018
1. List token on exchanges after token sale ends.
2. Digital ID verification.
3. Sanctions / PEP checks.
4. MoxyOne wallet support for SPEND, ETH and Partner’s tokens (SCL).
5. Payment channel integration – Raiden Network.
6. Debit card spending with Ether (ETH).
TIER 1 (4000 ETH)
Q3 2018
1. Debit card spending with Social (SCL).
2. Debit card spending with Partner’s tokens.
3. Dashboard credit card transactions, history and statements.
4. Mobile app.
5. Notifications for spending limits & set your own spending limits.
6. App replaces bank account.
7. Security level 1 (temporary card freeze for misplaced card – app controlled).
TIER 2 (6,000 ETH)
Q3 2018
1. Security level 2 (2 factor authentication).
2. MoxyOne vault – store cryptos securely.
3. Debit card spending with MoxyOne (SPEND).
4. MOXYONE buffer account [Liquidity Provider].
5. List token on more exchanges
TIER 2 (6,000 ETH)
Q4 2018
1. Add Card to Apple Pay and Android Pay.
2. Geographical security.
3. User ratings.
4. User spending-habit tracking.
TIER 2 (6,000 ETH)
Q1 2019
Decentralised wallet
TIER 3 (11,500 ETH)
Q3 2018
Security level 3 (DDoS protection)
TIER 3 (11,500 ETH)
Q1 2019
1. ERC20 / ERC223 token support.
2. White label wallet and debit cards for ICOs.
3. Integration of debit card API by other ICOs.
TIER 3 (11,500 ETH)
Q2 2019
Management dashboard
TIER 4 (15,000 ETH)
Q2 2019
1. Mobile app (native).
2. 3rd party services API.
3. Companion cards (multiple cards, same wallet).
4. Debit card JIT spending with tokens supported by Shapeshift or Change.
TIER 4 (15,000 ETH)
Q3 2019
1. Multi-sig technology.
2. Monthly reward points system.
3. Multi-asset debit card
4. Security level 4.
TIER 5 (20,000 ETH)
Q2 2019
COMIT network cross
TIER 5 (20,000 ETH)
Q4 2019
1. Maps -locations that accept MoxyOne.
2. Security level 5.
3. MoxyAl Integration.
TIER 6 (24,000 ETH)
Q1 2020
1. Customer service.
2. Liquidity Providers.
3. Legals and licensing for Liquidity Providers.
4. Security level 6.
Articles and Researches
https://medium.com/@moxyone/live-ama-with-moxyone-founders-b816008585
https://medium.com/@moxyone/moxyone-airdrop-poll-announcement-c82af3094dee
https://medium.com/@moxyone/ama-with-moxyone-sociall-founders-dd160c37f4cb
https://www.entrepreneur.com/article/308942
https://themerkle.com/spend-any-cryptocurrency-instantly-with-white-labelled-debit-cards-by-moxyone/
https://bitcoinexchangeguide.com/moxyone-spend-ico/
https://www.newsbtc.com/press-releases/moxyone-offering-debit-cards-payment-infrastructure-every-company-ico-issues-cryptocurrencies/#
https://www.prnewswire.com/news-releases/moxyone-launches-blockchain-based-debit-card-and-its-initial-coin-offering-to-bring-crypto-mainstream-and-to-all-retailers-300614086.html
https://www.coinspeaker.com/2018/03/12/crypto-cards-bridge-real-world-everyone-waiting/
https://bittmint.com/moxyone-cryptocurrency-payments-made-simpler/511/
http://bitcoinist.com/australian-based-moxyone-offering-icos-white-labelled-debit-card-infrastructure/
http://www.altcoinews.it/2018/03/15/moxyone-lancia-la-carta-di-debito-basata-su-blockchain-e-la-sua-ico/
Partnerships
For More Information
Please visit https://www.coinschedule.com/icos/e2131/moxyone-token-sale.html
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